TERMS AND CONDITIONS

Terms and Conditions Last Updated: May 25, 2026

Welcome to Nordick Financial Solutions Inc.

By accessing our website, requesting our Mortgage Protection Guide, or engaging with our digital forms, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

If you do not agree with any part of these terms, you must not use our website or submit your information to us.

1. Eligibility

By using this website and submitting your information, you represent and warrant that you are at least 18 years of age (the age of majority in Alberta) and have the legal capacity to enter into a binding agreement.

2. Scope of Services & Informational Purpose

The Guide: The Mortgage Protection Guide and any subsequent resources provided by Nordick Financial Solutions Inc. are for educational and informational purposes only.

No Financial Advice: The receipt of the guide, completion of questionnaires, or submission of a form does not constitute formal financial, investment, legal, or insurance advice, nor does it establish a formal advisory relationship. A formal relationship is only established after a direct consultation and the signing of a separate client engagement agreement.

3. Communication Consent (SMS, Email, and Calls)

By providing your contact information and selecting your preferences on our forms, you grant explicit consent for Nordick Financial Solutions Inc. to contact you under the following guidelines:

Email & SMS Delivery: We may send you the requested Mortgage Protection Guide, subsequent questionnaires, updated versions of the guide, or future promotional offers via email, text message, or both, depending on the preferences you selected.

Manual Follow-ups: We may contact you via phone or text message to follow up on your request or discuss booking a 1:1 consultation. We do not use automated dialing systems or pre-recorded voice messages. All voice outreach is performed manually by our team.

CASL Compliance & Opting Out: We respect Canada’s Anti-Spam Legislation (CASL). You can revoke your consent at any time:

For Text Messages: Reply with the word "STOP" to any text message received.

For Emails: Click the "Unsubscribe" link located at the bottom of any marketing email.

Standard message and data rates from your mobile carrier may apply.

4. User Submissions & Future Questionnaires

If you choose to fill out subsequent questionnaires on our platform (such as booking a 1:1 consultation), you agree to provide accurate, current, and complete information. Nordick Financial Solutions Inc. reserves the right to decline a consultation or service request if the information provided is found to be fraudulent, inaccurate, or incomplete.

5. Intellectual Property

All content provided on this website and within the Mortgage Protection Guide—including text, graphics, logos, and digital downloads—is the exclusive property of Nordick Financial Solutions Inc. and is protected by Canadian and international copyright laws. You may download a copy of the guide for personal, non-commercial use only.

6. Limitation of Liability

To the maximum extent permitted by law in Alberta, Nordick Financial Solutions Inc. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, our website, the guide, or the information contained within it.

7. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any legal actions or proceedings related to these terms shall be brought exclusively in the courts located in Alberta.

8. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us at:

Company Name: Nordick Financial Solutions Inc.

Location: Alberta, Canada

Email: [email protected]