TERMS AND CONDITIONS
Terms and Conditions Last Updated: June 2026
Welcome to Nordick Financial Solutions Inc. DBA Mortgage Protect
By accessing our website, requesting our Mortgage Protection Guide, or engaging with our digital forms, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
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IIf you do not agree with any part of these terms, you must not use our website or submit your information to us.
1. Eligibility to receive SMS Text Messages
By using this website and submitting your information, you confirm that you are at least 18 years of age (the age of majority in Alberta) and have the legal capacity to enter into a binding agreement.
- You are the authorized user of the mobile number provided
- You have the authority to consent to receive SMS Text messsages at that number
- Receiving SMS communications is permitted under the laws of your jurisdiction
- If you are under 18 years of age, you may not participate is our SMS program
2. Scope of Services & Informational Purpose
The Guide: The Mortgage Protection Guide and any subsequent resources provided by Nordick Financial Solutions Inc. are for educational and informational purposes only.
No Financial Advice: The receipt of the guide, completion of questionnaires, or submission of a form does not constitute formal financial, investment, legal, or insurance advice, nor does it establish a formal advisory relationship. A formal relationship is only established after a direct consultation and the signing of a separate client engagement agreement.
3. Communication Consent (SMS, Email, and Calls) Terms and conditions
Consent to Receive Messages:
By providing your mobile phone number and affirmatively opting in through our website, forms, applications, or other communication channels, you consent to receive SMS messages from Nordick Financial Solutions Inc.
Consent to receive SMS messages is not a condition of purchase.
Email & SMS Delivery: We may send you the requested Mortgage Protection Guide, subsequent questionnaires, updated versions of the guide, or future promotional messages and offers via email, text message, or both, depending on the preferences you selected.
Manual Follow-ups: We may contact you via phone or SMS text message to follow up on your request or discuss booking a 1:1 consultation, appointment reminders, service updates, account notifications, and customer support communications. We do not use automated dialing systems or pre-recorded voice messages. All voice outreach is performed manually by our team.
CASL Compliance & Opting Out: We respect Canada’s Anti-Spam Legislation (CASL). You can revoke your consent at any time:
For SMS Text Messages: Reply with the word "STOP" to any SMS text message received.
For Emails: Click the "Unsubscribe" link located at the bottom of any marketing email.
You will receive a confirmation message and will no longer receive SMS Text Text communication unless you re-enroll
Standard message and data rates from your mobile carrier plan may apply.
Charges are billed and payable to your mobile service provider.
International messaging rates may vary.
4. Privacy (SMS)
IInformation collected in connection with our SMS program is governed by our Privacy Policy: Nordick Financial Solutions Inc.
We do not sell or share mobile information with third parties for marketing purposes.
5. Changes to SMS Terms
We reserve the right to modify or terminate our SMS program or these Terms at any time.
Updates will be reflected on this page. Continued participation constitutes acceptance of those changes.
6. Help Instructions
For assistance, reply: HELP
Or contact us at: [email protected]
7. Carrier & Delivery Disclaimer
SMS delivery is subject to effective transmission by your mobile carrier and is not guaranteed.
Carriers are not liable for delayed or undelivered messages.
8. International Users:
Our SMS program may be accessible globally.
By participating, you acknowledge that you are responsible for ensuring your participation complies with applicable laws in your jurisdiction.
If SMS communications are restricted where you are located, you agree not to participate.
9. User Submissions & Future Questionnaires
If you choose to fill out subsequent questionnaires on our platform (such as booking a 1:1 consultation), you agree to provide accurate, current, and complete information. Nordick Financial Solutions Inc. reserves the right to decline a consultation or service request if the information provided is found to be fraudulent, inaccurate, or incomplete.
10. Intellectual Property
All content provided on this website and within the Mortgage Protection Guide—including text, graphics, logos, and digital downloads—is the exclusive property of Nordick Financial Solutions Inc. and is protected by Canadian and international copyright laws. You may download a copy of the guide for personal, non-commercial use only.
11. Limitation of Liability
To the maximum extent permitted by law in Alberta, Nordick Financial Solutions Inc. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, our website, the guide, or the information contained within it.
12. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Any legal actions or proceedings related to these terms shall be brought exclusively in the courts located in Alberta.
13. Data Security & Retention
We implement reasonable administrative, technical, and physical safeguards to protect your personal information.
We retain data only as long as necessary to fulfill the purposes outlined or as required by law.
14. Contact Information
If you have any questions regarding these Terms and Conditions, please contact us at:
Company Name: Nordick Financial Solutions Inc. DBA Mortgage Protect
Location: Alberta, Canada
Email: [email protected]